Chris shops many lenders to find you a more competitive rate. No bank overhead, no runaround. Just a faster close and more money left in your pocket.
Rates shown are estimated market averages for informational purposes only and are not guaranteed offers to lend. Annual Percentage Rate (APR) is not shown and will vary based on loan program, credit profile, loan amount, down payment, and other factors. *DSCR is a variable-rate product, rate and APR are subject to change. Contact Chris Hendrickson (NMLS #145552) for your personalized rate and APR. Beeline Mortgage LLC, NMLS #1713379. Licensed in Washington and Idaho.
Banks are limited to their own rates. We shop many lenders across the market to find the most competitive option available for your situation.
As an independent broker, we have access to wholesale pricing from many lenders, pricing that is often more competitive than what banks offer retail customers.
You fill out one form. We take it to lenders across our network and come back with the most competitive rate we can find, not just what one bank can offer.
No committees. No bank red tape. When you're ready to move, we move. As an independent broker, Chris works directly with lenders, without the internal approval layers that can slow down a bank.
Chris knows Washington and Idaho. The neighborhoods, the loan limits, the market conditions. That local knowledge is built into every loan we close.
Whether you're buying your first home, refinancing, or investing, we have the right loan and the right lender for you.
The most common loan type. Strong credit, flexible down payment options, and competitive rates through our wholesale network.
Learn more → FHA LoansLow down payment options with credit scores as low as 580. A great path to homeownership for first-time buyers and those rebuilding credit.
Learn more → VA LoansNo down payment required, no PMI, and often competitive rates, exclusively for veterans and active duty military. VA Funding Fee applies. You earned this benefit.
Learn more → Self-EmployedDon't fit the traditional income box? Bank statement loans and alt-doc options let your business income work for you. No W-2 required.
Learn more → USDA LoansNo down payment required for eligible rural and suburban buyers. Many Washington and Idaho zip codes qualify, including Liberty Lake and Sandpoint.
Learn more → DSCR / InvestorsQualify based on your rental property's income, not your personal tax returns. Built for real estate investors in Washington and Idaho.
Learn more → First-Time BuyersNot sure where to start? We'll walk you through every option, including down payment assistance programs most buyers don't know exist.
Learn more → RefinanceRate dropping? Need cash out? We'll run the numbers and tell you if refinancing actually makes sense, and find the most competitive option available if it does.
Learn more →Our partnership with Beeline Mortgage has been top-tier from day one and our clients feel the impact. Beeline Mortgage brings elite professionalism, unmatched dedication, and a genuine commitment to empowering clients at every stage of their journey. Whether someone has strong credit or is working through challenges, Beeline meets them with respect, optimism, and a clear plan for progress. Their mission is simple: support clients, believe in their potential, and help them get approved. And they deliver consistently.
Chris is incredibly knowledgeable, responsive, and patient. No matter how big or small the question is, he always takes the time to explain things clearly and make sure everyone feels confident throughout the process. My clients feel supported, informed, and taken care of, which is priceless.
Chris did amazing work helping me get my loan to get the house I wanted. He was there every step of the way and for that I appreciate him so much!!! Thank you again!!!
I've had the privilege of working with Chris. He was very kind and answered all my questions. Chris helped me achieve my first home. I would highly recommend him and the team. It was a pleasure working with them. Definitely use him again in the future. Blessings to all.
Quick answers to what most borrowers ask first. More in-depth answers and dozens more questions on the full FAQ page.
View all FAQs →Takes about 3 minutes. No credit pull. No commitment. Just a real rate from a real broker who works with many lenders.
No credit pull No commitment ~3 minutes