About Us

Washington and Idaho's Local
Mortgage Broker

Beeline Mortgage is a licensed independent mortgage broker serving Washington and Idaho. We shop many lenders to find the loan that fits your situation and guide your file from first call to closing. UWM is one of the many wholesale lenders we work with.

Beeline Mortgage LLC  |  NMLS #1713379  |  Licensed in WA · ID
The Beeline Story

Built to give every borrower a fair shot

Beeline Mortgage LLC is an independent mortgage broker headquartered in Liberty Lake, WA. Unlike a big bank that can only offer its own products, we shop many lenders to find the loan that fits your situation and guide your file from application to closing. UWM is one of the many wholesale lenders we work with.

That model is the whole point. Wholesale rate access, no bank overhead, no committees. When a borrower works with Beeline, they're working with a team that can move fast, get creative on qualifying scenarios, and give straight answers, guided start to finish by the people you actually talk to.

We serve borrowers across Washington and Idaho, including Spokane, Liberty Lake, Coeur d'Alene, Post Falls, Spokane Valley, and the surrounding communities. From first-time buyers to real estate investors, self-employed professionals to veterans, we have loan options for every situation.

Our team includes experienced loan officers and Carin Kjoss, our dedicated loan processor with over 35 years of mortgage experience. That depth of knowledge means fewer surprises and smoother closings for our clients.

25+
Years of experience, Chris Hendrickson
WA · ID
States we're licensed in
Broker
Independent, many lenders shopped
UWM
One of many wholesale lenders
Why Beeline

What makes a local mortgage broker different

Four things set Beeline apart from the bank branches and national call centers in the territory.

🏦

Wholesale Rate Access

Beeline is an independent broker that shops many lenders and accesses wholesale pricing to find the loan that fits your situation. UWM is one of the many wholesale lenders we work with. We guide your file from application to closing with the people you actually talk to, which keeps things moving and the terms sharp.

⚡

Speed Without Red Tape

No loan committees. No bank policy layers. When you're ready to move on a property, we move with you. Our team has the experience and partner relationships to keep transactions on track and closings on time.

📍

Local Market Knowledge

We know Spokane, Liberty Lake, Coeur d'Alene, and the surrounding communities firsthand. That local context matters when it comes to pricing, appraisals, and knowing which loan programs actually fit the market you're buying in.

🗂️

Full-Service Loan Options

Conventional, FHA, VA, USDA, self-employed, bank statement, DSCR, down payment assistance. Whether you're a first-time buyer, a veteran, or an investor, we have a loan program built for your situation.

Our Team

Real loan officers. Real local knowledge.

Every Beeline loan officer is an independent broker with access to many lenders, guiding your loan from application to closing. No quotas, no bank policy. Just the right loan for your situation.

Chris Hendrickson
Chris Hendrickson
Owner & Designated Broker
NMLS #145552

25+ years of mortgage experience in Washington and Idaho. Chris specializes in helping buyers navigate complex scenarios and investors access DSCR financing.

📞 (509) 209-8872 ✉ [email protected]
Kami Hendrickson
Kami Hendrickson
Owner & Loan Officer
NMLS #1738693

Loan officer and operations lead serving Washington and Idaho buyers. Kami keeps every file moving and makes sure clients always know their next step.

📞 (509) 220-2525 ✉ [email protected]
Brittney Thompson
Brittney Thompson
Loan Officer
NMLS #2293037

Loan officer helping Washington and Idaho buyers through purchase, refinance, and first-time homebuyer programs with clear guidance start to finish.

📞 (509) 869-5968 ✉ [email protected]
👤
Stephanie Mennitt
Loan Officer
NMLS #1780796

Loan officer focused on straightforward, on-time closings for buyers across Washington and Idaho, from first purchase through refinance.

📞 (509) 701-7172 ✉ [email protected]
👤
Carin Kjoss
Loan Processor

35+ years of loan processing experience. Carin assembles and shepherds every file through underwriting to a clean, on-time close.

📞 (206) 818-3606 ✉ [email protected]
Start an Application →
FAQ

Common questions about Beeline Mortgage

Beeline Mortgage LLC is currently licensed in Washington State and Idaho. Our company NMLS number is #1713379. Chris Hendrickson, our principal loan officer, holds individual NMLS license #145552. You can verify our current licenses at nmlsconsumeraccess.org.
We serve borrowers throughout Washington State and Idaho. Our primary markets include Spokane, Liberty Lake, Spokane Valley, Coeur d'Alene, Post Falls, Sandpoint, Tri-Cities, and surrounding communities. If you're in Washington or Idaho, we can help.
A big bank can only offer its own loan products at its own rates. Beeline is an independent mortgage broker that shops many lenders and accesses wholesale pricing to find the loan that fits your situation, then guides your file from application to closing. UWM is one of the many wholesale lenders we work with. That means straight answers, faster decisions, and a loan guided start to finish by the people you actually talk to.
Beeline shops many lenders across conventional, government, and specialty loan programs, including FHA, VA, USDA, self-employed and bank statement loans, and DSCR investor loans. UWM is one of the many wholesale lenders we work with, and our team matches your situation to the program built for it. If you're not sure what you qualify for, call us and we'll walk you through it.
Our office is located at 1421 N Meadowwood Ln, Suite 71, Liberty Lake, WA 99019. We work with borrowers in person and remotely throughout Washington and Idaho.
Ready to Get Started?

Talk to a broker who shops many lenders

We answer calls and texts, and we shop many lenders so you deal with the people handling your loan. Beeline Mortgage LLC is licensed in Washington and Idaho.

Talk to Us Now → Start an Application