Free Tool

Home Affordability Calculator

Find out how much home you can afford based on your income, monthly debts, and down payment.

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Before taxes. Use combined if buying with a co-borrower.

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Car loans, student loans, credit card minimums, etc. Not utilities.

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Max Home Price (Est.)
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Based on 43% back-end DTI guideline
Max Loan Amount$0
Est. Monthly P&I$0
Monthly Gross Income$0
Back-End DTI0%

Based on a 43% back-end DTI guideline common on conventional loans. FHA and VA may allow higher DTI. Does not include taxes, insurance, HOA, or PMI. Use as a planning estimate only.

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Want your real approval range?

This tool uses general DTI guidelines. Your actual qualification depends on your credit score, loan type, and full financial picture. Beeline is an independent mortgage broker, so the loan officer who answers is the one who shops many lenders and structures your loan.

Beeline Mortgage LLC | NMLS #1713379 | Chris Hendrickson NMLS #145552 | Licensed WA and ID

Talk to a Loan Officer Now → Start an Application